What Happens When a Daughter Has No Income?
Imagine this: you are 23, still studying — or simply unable to find steady work — and living in your father's house. One day, your father tells you that since you are now an adult, he has no duty to feed you, clothe you, or pay your fees. You have no savings, no job, nowhere to go. You start to wonder whether the law agrees with him.
It does not.
Across India, thousands of Hindu women in exactly this situation do not know that the law places a clear, enforceable duty on a father to maintain his unmarried daughter — not just until she turns 18, but until the day she marries or is able to support herself. This duty comes from a central piece of legislation: the Hindu Adoptions and Maintenance Act, 1956 (HAMA). If you are an unmarried Hindu daughter with no income and your father is refusing support, this article explains precisely what the law says, what you are entitled to, and how you can enforce it.
What the Law Actually Says: Section 20 HAMA
Section 20 of the Hindu Adoptions and Maintenance Act, 1956 is the core provision you need to know. It has three sub-sections that work together:
- Section 20(1) says that a Hindu — whether male or female — is bound during his or her lifetime to maintain their legitimate or illegitimate children.
- Section 20(2) says that a child can claim maintenance from his or her father or mother during minority.
- Section 20(3) goes further: an unmarried daughter is entitled to claim maintenance from her father (or mother) so long as she is unable to maintain herself out of her own earnings or other property. Crucially, this obligation does not end when she turns 18. It extends until she is married.
"A Hindu is bound, during his or her lifetime, to maintain his or her legitimate or illegitimate children... An unmarried daughter is entitled to claim maintenance from her father or mother so long as she is unable to maintain herself." — Section 20, Hindu Adoptions and Maintenance Act, 1956
The courts have made this even clearer. In Viswambharan v. Dhanga (AIR 2005), it was expressly held that the liability under sub-section (3) extends till marriage and does not cease on the daughter attaining the age of majority. In Kartar Chand v. Taravati (AIR 1982), the court held that it is under this Act — and only this Act — that maintenance of an unmarried major daughter (one who is above 18) can lawfully be awarded by a civil court.
This is the critical difference between HAMA and other laws. Under Section 125 of the Code of Criminal Procedure, the right of children to maintenance is limited to minority. Under Sections 24 and 25 of the Hindu Marriage Act, maintenance during matrimonial proceedings covers children only up to majority. HAMA Section 20(3) alone creates the post-majority obligation for an unmarried daughter.
Does Turning 18 End the Father's Duty?
No. This is one of the most common — and damaging — misconceptions.
Many fathers genuinely believe (or conveniently claim) that once their daughter turns 18, they are done. Under general maintenance laws, that might have been partially true. But under HAMA Section 20(3), age is simply not the deciding factor. The deciding factor is her marital status and her ability to maintain herself.
The legal standard is straightforward: if she is unmarried AND cannot support herself from her own earnings or property, the father's obligation continues. A 25-year-old unmarried daughter who is unemployed, studying, or unable to find work has the same right to maintenance as a 16-year-old.
In Wali Ram v. Mukhtiar Kaur (AIR 1969), the court addressed this directly. It held that no presumption of ability to earn and maintain herself should be raised from a Hindu girl's bodily health or age alone. The burden of proof, the court said, is on the father or mother to show that the daughter can, in fact, maintain herself. The daughter does not have to prove inability; the father has to prove capacity.
What Counts as Maintenance? Section 3(b) HAMA
Section 3(b) of HAMA defines maintenance broadly. It is an inclusive definition, meaning it is not a closed list. At minimum, maintenance covers:
- Food
- Clothing
- Residence
- Education (including higher education for an adult daughter)
- Medical attendance and treatment
Importantly, in the context of an unmarried daughter, Section 3(b)(ii) goes further. As clarified in P. Srinivasa Rao v. P. Indira (AIR 2002 AP 130 FB), the father's obligation under this provision includes not just daily expenses but also the reasonable expenses of her marriage. If the father has joint family property, she is entitled to claim reasonable marriage expenses under Section 20(3) read together with Section 3(b).
In Chandra Kishore v. Nanak Chand (AIR 1975 Del. 175), a Delhi High Court case, this principle was confirmed: a father's obligation to his unmarried daughter encompasses both daily maintenance and provision for her eventual marriage. Courts have also held, citing Lt. Col. Ravee v. Ujjwal (AIR 2002 P&H 288), that educational expenses of an adult child fall within the definition of maintenance under HAMA.
For daughters still in college, pursuing professional degrees, or attending skill training programmes — the cost of that education is a legitimate claim, not a luxury.
If the family is going through a divorce or separation, the daughter's right to maintenance continues independently of whatever is agreed between the parents. It is her personal right, not dependent on the matrimonial dispute between her parents.
Can the Father Escape by Saying She Can Earn?
This is the most common defence a father raises: "She is healthy, she can work, why should I pay?"
The law does not accept this argument unless the father can prove it with actual evidence. The Supreme Court, in the context of quantum of maintenance, has made clear that the exercise requires gathering all facts — income, property, realistic earning capacity, conditions and necessities. Health and youth alone do not prove earning capacity.
Under HAMA, the courts have consistently held that:
- The burden is on the father or mother to show that the daughter can maintain herself (Wali Ram v. Mukhtiar Kaur, AIR 1969).
- No presumption of earning ability arises from her being physically fit or a certain age.
- The father cannot escape liability by arguing that someone else — a relative, a prospective employer, even the mother — "could" maintain her. The obligation is personal and statutory.
- Even if the mother agrees by contract to maintain the child, that agreement does not cancel the father's statutory duty (Tulsi Kumar v. Raghavan, AIR 1985).
- The mere fact that the father lacks sufficient means does not extinguish the liability — it may only affect the quantum (Tulsi Kumar v. Raghavan).
In practice, this means: even a father who claims poverty cannot be excused entirely. The court will look at his actual resources and award what is reasonable. An unemployed father may pay less than a wealthy one — but he cannot pay nothing.
If there is a related dispute involving domestic violence, the daughter's claim under HAMA can be pursued alongside protection proceedings — both paths are independent and can run simultaneously.
How Much Maintenance Can She Claim?
Section 23 of HAMA gives the court discretion to decide the amount, guided by specific factors. For an unmarried daughter, the relevant considerations include:
- Position and status of the parties — if the father leads a comfortable or affluent life, the daughter is entitled to a standard that reflects that, not a bare minimum.
- The reasonable wants of the unmarried daughter — daily expenses, rent, food, clothing, medical care, and education.
- Reasonable expenses of her marriage — a fair provision for eventual wedding costs.
- The value of the daughter's own property and earnings — if she already has some income, the court will offset that against the claim. But part-time or irregular income does not necessarily cancel the claim.
- Number of persons entitled to maintenance from the same father.
In Veena Kalia v. Jatinder Nath Kalia (AIR 1996), the Delhi High Court — while assessing maintenance in a matrimonial matter — explicitly listed "reasonable expenses of an incident to marriage of an unmarried daughter" and "reasonable wants of an unmarried daughter" as factors to be considered by courts under Sections 23 and 25 read together. The court in that case awarded a lump sum of Rs. 10 lakhs as marriage expenses for the daughter.
In Dr. Kulbhushan Kunwar v. Smt. Raj Kumari, the Supreme Court approved the approach that the grant of maintenance depends on gathering all facts — free estate, past life, conditions and necessities of the parties, age, habits, wants and class of life — not a rigid formula.
Courts can also take judicial notice of inflation and the current cost of living, so that families do not have to return to court repeatedly for enhancement (Veena Kalia v. Jatinder Nath Kalia, AIR 1996).
What If the Mother Is Also Alive?
Under HAMA Section 20(2), a child can claim maintenance from the father or mother. However, courts have consistently read "or" to mean "and" — meaning both parents can be made liable where both have capacity (Mohinder Singh v. Ravneet Kaur, AIR 2007). Under the old law, the liability was on the son of the family; after 1956, both sexes are treated equally, meaning a mother who has income or property can also be made to contribute.
Practically, the primary claim is usually against the father, especially if the daughter is living with him or dependent on him. But if the father is genuinely without means and the mother has property, the court can apportion the liability.
One important note: if the daughter has received any property from her parents — through gift, share at partition, or otherwise — that would be considered while calculating her actual needs. But a bare assertion that "she has property" without proof will not discharge the father's duty.
Maintenance under HAMA is separate from the right to a share in ancestral property after the Hindu Succession (Amendment) Act, 2005, which made daughters coparceners. Both rights co-exist. Claiming maintenance does not foreclose her property rights, and asserting property rights does not remove the father's maintenance duty.
For any situation involving child custody disputes after a separation — where the daughter may be caught between parents — the maintenance claim under HAMA can still be filed independently.
What Should I Actually Do Now?
- Document your situation. Gather evidence that you are unmarried and have no reliable income or property of your own. Bank statements, absence of employment records, college enrollment letters — anything that shows your financial position.
- Identify the father's financial capacity. If possible, note the father's visible income sources — employment, business, property, assets. This information will be used while asking for a quantum of maintenance.
- Consult a civil lawyer first. A maintenance claim under HAMA is filed as a civil suit before a civil court of competent jurisdiction. It is not filed as an application before a family court under the Hindu Marriage Act — that process applies only in matrimonial proceedings. The correct forum is a civil court.
- Do not wait too long. Courts typically award maintenance from the date of the suit, not from the date of the order. Filing early means you receive arrears from an earlier date. Delay costs money.
- File the suit for maintenance. Your lawyer will draft and file a civil suit under Section 20(3) of the Hindu Adoptions and Maintenance Act, 1956, seeking maintenance and, if applicable, marriage expenses.
- Apply for interim maintenance if urgent. While the full suit is being heard, you can apply for interim maintenance so you are not left without support during the pendency of the case.
- Respond to any "she can earn" defence. If the father argues you can maintain yourself, remember: the burden is on him to prove it. Your lawyer will place this legal principle before the court.
- Track your education costs. If you are enrolled in a course, keep all fee receipts, admission documents and academic records. These form part of the maintenance claim.
- Do not accept verbal assurances. If the father or family members promise to "settle" informally, ensure any agreement is documented and, if possible, made a rule of court to be enforceable.
- Get professional legal support. A family law advocate with experience in HAMA cases will give you the clearest picture of quantum and procedure in your specific city and court.
Your Rights Are Real — Use Them
A father's refusal to support his unmarried daughter is not just a family conflict. It is a violation of a clear, codified legal duty under the Hindu Adoptions and Maintenance Act, 1956. The law does not ask whether you are 16 or 26. It asks whether you are unmarried and unable to support yourself. If the answer is yes, the obligation exists — and the courts are empowered to enforce it.
Maintenance under HAMA includes everything from daily food and rent to college fees and eventual wedding expenses. The burden of proving you can support yourself rests on your father — not on you. And if the matter goes to court, you can seek interim maintenance while the case is being heard, so you are not left destitute during the proceedings.
If you are in this situation and do not know where to start, the right step is a conversation with a family law advocate who understands HAMA claims. Pinaka Legal's team works with families across Delhi on exactly these matters. You can call us at +91 8595704798 or write to info@pinakalegal.com for a first consultation.
Written by the Pinaka Legal Editorial Team. For queries, call +91 8595704798 or email info@pinakalegal.com.
Frequently Asked Questions
Can an unmarried daughter above 18 claim maintenance from her father?
Yes. Under Section 20(3) of the Hindu Adoptions and Maintenance Act, 1956, the obligation of the father to maintain an unmarried daughter does not end when she turns 18. It continues so long as she is unmarried and unable to maintain herself from her own earnings or property. Age is not the test — marital status and financial dependence are.
What is the law that gives an unmarried daughter the right to maintenance from her father?
The specific provision is Section 20(3) of the Hindu Adoptions and Maintenance Act, 1956 (HAMA). Read together with Section 3(b), which defines maintenance broadly to include food, clothing, residence, education and medical treatment — and also reasonable marriage expenses — this section creates a clear and enforceable legal right.
Until when does the father's duty to maintain an unmarried daughter last?
The duty lasts until the daughter is married or until she is able to maintain herself from her own earnings or property — whichever happens first. There is no upper age limit. A 30-year-old unmarried daughter who has no income can still claim maintenance from her father under HAMA Section 20(3).
My father says I should just get a job. Can he refuse maintenance on that ground?
Not without proof. The burden is on the father to show that the daughter is actually able to maintain herself — not just that she is young, healthy, or theoretically employable. The courts have held, following Wali Ram v. Mukhtiar Kaur (AIR 1969), that no presumption of earning ability arises from age or physical fitness alone.
Can my father's maintenance obligation include my college fees?
Yes. Section 3(b) of HAMA defines maintenance to include educational expenses, and courts have held that this covers education of an adult child. If you are enrolled in a college or professional course, the fees form part of your legitimate maintenance claim against your father.
Does the father have to pay for my wedding expenses too?
Yes. Under Section 20(3) read with Section 3(b)(ii) of HAMA, a father's obligation includes reasonable expenses incidental to marriage. The Delhi High Court in Chandra Kishore v. Nanak Chand (AIR 1975 Del. 175) confirmed this. Courts can direct the father to make a reasonable provision for marriage expenses, including awarding a lump sum.
I am the illegitimate daughter of a Hindu man. Can I also claim maintenance?
Yes. Section 20(1) of HAMA expressly uses the phrase 'legitimate or illegitimate children.' The obligation of a Hindu father to maintain his children — including daughters — applies equally to children born outside a formal marriage. Both legitimate and illegitimate daughters have the right to claim maintenance under the Act.
Where do I file a case for maintenance as an unmarried daughter?
A maintenance claim under HAMA is filed as a civil suit before a civil court of competent jurisdiction — not as an application under the Hindu Marriage Act (which applies only in matrimonial proceedings). Courts have clarified that CPC (Code of Civil Procedure) applies to HAMA maintenance suits, and only a civil court has jurisdiction.
Can both my father and mother be made to pay maintenance?
Yes. Section 20(2) allows a child to claim from either or both parents. Courts have read 'or' as 'and', meaning both parents can be held liable where both have means. In practice, if the father has income and the mother does not, the full burden usually falls on the father — but both can be parties to the suit.
Will my maintenance right under HAMA affect my right to inherit property from my father?
No. The right to maintenance under HAMA Section 20(3) and the right to inherit ancestral or self-acquired property under the Hindu Succession Act (as amended in 2005) are independent. Claiming maintenance does not waive any property or inheritance rights, and having a share in property does not automatically cancel a maintenance claim.
What if my father has very little income — can he still be asked to pay?
The father's income is relevant only to the quantum (amount) of maintenance — not to whether the duty exists. Even a father with limited means cannot entirely escape the obligation. The court will determine a realistic amount based on his actual resources, but the duty to contribute something continues as long as the daughter remains unmarried and dependent.
Can the father stop paying maintenance once I get a job?
Yes — if you are earning enough to maintain yourself, the father can approach the court for modification or cancellation of the maintenance order under Section 25 of HAMA, which allows alteration where there is a material change in circumstances. However, casual or irregular income does not automatically end the right to maintenance. The court will examine whether the income genuinely enables self-maintenance.
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